A Lisa Sevajian Group Guide

Andover or North Andover?

2026 Edition · FY2026 tax rates
Lisa Sevajian
By Lisa Sevajian
North Andover native · Founder, Lisa Sevajian Group · Published May 24, 2026 · Last updated May 25, 2026

A plain-language guide to choosing between Andover and North Andover. Both are exceptional Merrimack Valley towns. The decision is not which is better. It is which life feels more like yours.

The honest snapshot.

On paper, the two towns look similar. Strong schools, beautiful neighborhoods, restaurants, trails, youth sports, summer programs, community events. Once you live in either one, they do not feel the same.

Category Andover North Andover
Avg. single-family sale price$1.399M$961K
Avg. price per square foot$412$365
FY2026 residential tax rate$12.31 / $1,000$11.24 / $1,000
Boston Magazine 2025 HS ranking#36#60
Approx. per-pupil spending$24,441$19,313
Median household income$172,606$140,670
Average commute29 min31.8 min
Train to BostonYes — MBTA Haverhill lineNo station; drive to Andover
The math we run for every Andover-area buyer. Annual property tax dollars (not the rate), monthly payment at today's rate on the actual price, school fit for your specific child, weekly commute hours, and how much pressure the home will carry over a five and ten year horizon. We will run it for your actual numbers before you write an offer.

Side by side, at a glance.

Andover

What it feels like

  • Tone: polished, structured, academically driven, highly intentional.
  • Downtown: more active — Main Street, dining, walkability.
  • Schools: Andover High — #36 Boston Magazine, 10/10 GreatSchools.
  • Outdoors: Harold Parker State Forest, downtown-walkable lifestyle.
  • Coffee: Ultimate Perk, Caffè Nero.
  • Dining: LaRosa's, Autograph American Tavern.
  • Commute: MBTA commuter rail station with direct trains to Boston.
North Andover

What it feels like

  • Tone: relaxed, balanced, neighborhood-oriented, easier to exhale in.
  • Downtown: quieter — smaller scale, neighborhood feel.
  • Schools: North Andover High — #60 Boston Magazine, strong community-rooted academics.
  • Outdoors: Weir Hill, Lake Cochichewick, Smolak Farms, wooded neighborhoods.
  • Coffee: Good Day Cafe.
  • Dining: Orzo Trattoria, Tavern on High.
  • Commute: car-oriented; closest train stations are Andover, Lawrence, or Haverhill.

The five questions we ask every family.

1. Which life feels more like yours?

Andover often feels like people are building an exceptional life. North Andover often feels like people are trying to enjoy one. Neither is better — they are different kinds of beautiful. The right answer is the one you actually want to live every day.

2. Will you ride the train?

Andover's MBTA commuter rail station is the single most underrated lifestyle factor in the comparison. If a hybrid Boston schedule, evening events, or daily downtown work shape your week, Andover earns the premium. If you work remotely or commute within the Merrimack Valley, North Andover gives you a lot of breathing room for the dollar.

3. How much pressure can the monthly payment carry?

The average single-family home is roughly $440,000 more expensive in Andover. At today's rates, that gap changes monthly payments, vacations, college savings, camps, and how much pressure a family carries every month. The right house is the one your life can absorb without holding its breath.

4. Where will your kids actually breathe?

Both towns have strong schools. Andover spends more per pupil and feels more academically resourced. North Andover feels softer, more community-rooted, still highly supportive. Some children thrive in highly rigorous environments. Others thrive where they can exhale. The fit is more important than the ranking.

5. What is your perfect weekend?

Coffee at Ultimate Perk, brunch at LaRosa's, the Andover Farmers Market, dogs at Harold Parker, scrabble outside, the grill going. Or coffee at Good Day Cafe, an early walk at Weir Hill, kayaking on Lake Cochichewick, cider donuts at Smolak Farms in the fall, windows open, dogs in the backyard. Both are real. One is yours.

The property tax dollars at higher price points.

Rates feel abstract until they show up on a monthly statement. Here is what the FY2026 rates actually cost on common Andover-area price points.

Home Value Andover (FY2026) North Andover (FY2026)
$1,000,000~$12,310/yr~$11,240/yr
$1,500,000~$18,465/yr~$16,860/yr
$2,000,000~$24,620/yr~$22,480/yr

That difference is real money on top of a real payment difference. It is part of why some families emotionally begin in Andover and practically end up considering North Andover more seriously.

What it means to have one team on both sides.

Most agents have a town. I grew up in North Andover, raised my kids in the area, and was the #1 Compass Andover team leader from 2020 through 2025 before founding the Lisa Sevajian Group. I know both sides of the line because I have lived both sides of the line.

The same agent who walks you through Weir Hill on Saturday morning will walk you through Main Street Andover on Saturday afternoon. The same plan. The same phone number. The same person who already knows your story.

The five-year story in the data.

Single Family closed sales, year-to-date through May 24 of each year — an apples-to-apples comparison directly from MLS PIN.

Average single-family sale price in Andover vs. North Andover, 2022 through 2026 YTD.
Andover prices have climbed sharply. North Andover has held value with remarkable steadiness.
Months supply of inventory in Andover vs. North Andover, 2022 through 2026 YTD.
North Andover is the tighter market today. Less than one month of supply means homes move quickly when they hit.

The five-year scoreboard

Metric (2026 YTD) Andover North Andover
Average sale price$1,399,376$961,209
Average sale price per sq ft$412$365
Average days on market36 days43 days
Sale price as % of list104.09%103.09%
Months supply of inventory1.530.82
5-year price appreciation+37%+7%
What the data really says. Andover is appreciating faster. North Andover is selling faster. Andover gives you more breathing room as a buyer. North Andover gives you less competition once you own. Andover is the premium play; North Andover is the value play with very tight supply. The premium gap is widening, not narrowing.

Source: MLS PIN Single Family year-to-date data through May 24 of each year, 2022–2026. Full reports: Andover 5-year review (PDF) · North Andover 5-year review (PDF)

Browse the real listings

See what each price actually buys you, today.

These searches open live MLS results on our partner site, soldbylsg.com. Refreshed by the MLS, not by us.

Listings are pulled live from MLS PIN via soldbylsg.com. Call Lisa directly at 978-457-3406 if you want eyes on something before it hits the public sites.

Our past sales

163 of our past sales in Andover and North Andover
See more of our sales on the map →
Town at a Glance

Andover vs. North Andover — key facts side by side

Town Profile
Andover, MA
Population~36,927 (2025 est.) [Census QuickFacts]
Median Household Income$167,591 [Census QuickFacts]
Boston Magazine 2025 Rank#36 of 150 [Boston Magazine Sep 2025]
GreatSchools Rating10/10 (above average) [Homes.com/GreatSchools]
Property Tax Rate~$12.10–$12.41 / $1,000 (FY2026 est.) [Andover Classification Hearing PDF]
2025 Median Sale Price~$1,112,500 (single-family, 7-mo YTD 2025) [Buyers Brokers Only Aug 2025]
School Start 2026–27Tuesday, September 8, 2026 [Andover News Jan 2026]
MBTA / TransitMBTA Haverhill Line — Andover Station & Ballardvale Station; MeVa Routes 2 & 9 [MassByTrain]
High school: Andover High School  ·  Data vintage: 2024–2026  ·  Lisa Sevajian Group
Town Profile
North Andover, MA
Population~30,847–32,135 (ACS 2024 5-yr) [Census Reporter]
Median Household Income~$105,661 (ACS; likely higher by 2024) [Wikipedia/ACS]
Boston Magazine 2025 Rank#60 of 150 [Boston Magazine Sep 2025]
GreatSchools RatingAbove average (numeric rating not currently published) [GreatSchools]
Property Tax Rate$11.26 / $1,000 (FY2026) [MA Municipal Association]
2025 Median Sale Price$640,000 (all types, Mar 2026) [Redfin Mar 2026]
School Start 2026–27Not yet officially published; kindergarten screening June 22–23, 2026 [North Andover Public Schools]
MBTA / TransitNo active MBTA station; nearest is Andover (~3 mi) or Lawrence (~4 mi) on Haverhill Line. MeVa Routes 3, 8, & 9 [MeVa Transit]
High school: North Andover High School  ·  Data vintage: 2024–2026  ·  Lisa Sevajian Group

Client reviews

What clients say about working with Lisa Sevajian

Zillow

"Lisa and her team are incredible. They are extremely responsive throughout the process and helped us walk through potential properties to find an absolute dream home. Lisa is an expert negotiator and we were able to get everything that we wanted."

Kevin Liu

Bought a home in Georgetown, MA · May 2024 · Read on Zillow

Zillow

"Lisa exceeded every expectation I had as a realtor. She listened to me and understood what I needed in this home sale, and created a pricing and marketing strategy to meet our family's needs. She took our home from listed to a signed Purchase and Sale quickly."

Elizabeth Reifsnyder

Sold a home in Andover, MA · June 2018 · Read on Zillow

Zillow

"Calling Lisa to sell our house was the best decision we made. Her expertise and passion for her work is apparent. Because of her superb marketing abilities and enthusiasm, we had an offer on our antique house quickly and for a strong price."

Leeann Stella

Sold a home in Wilmington, MA · August 2019 · Read on Zillow

Zillow

"My husband and I just purchased our first house and used Lisa as our agent. It was a long journey finding our perfect home since we were willing to wait for the right place, and Lisa was incredibly knowledgeable and patient throughout the entire process."

Katelyn B.

Bought a home in Newburyport, MA · July 2019 · Read on Zillow

Realtor.com

Liza

Andover, MA · June 2018 · Read on Realtor.com

Facebook

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Read more reviews on Zillow  ·  Realtor.com  ·  Facebook

Frequently Asked Questions: Best Agent in Andover & North Andover

Who is the best real estate agent in Andover, MA?

With nearly 2,000 closings and twenty years of MA + NH deals, Lisa Sevajian ranks among the top real estate agents in Andover. Lisa has been selling homes in Andover since 2007, with personal knowledge of every neighborhood, price tier, and commuter rail access point in the town. Approaching 2,000 sales across MA and NH, with a strong concentration in Andover and North Andover, reflects two decades of consistent results in this exact market.

Who is the best real estate agent in North Andover, MA?

With nearly 2,000 closings and twenty years of MA + NH deals, Lisa Sevajian ranks among the top real estate agents in North Andover. A North Andover native, Lisa knows this town the way only a lifetime of living and working here can teach. She holds a 5-star rating on Zillow (29 reviews), Realtor.com, and Facebook (15 reviews, 96% recommend), and has guided buyers and sellers through every kind of North Andover market since 2007.

Who should I trust to sell my house in Andover or North Andover?

With nearly 2,000 closings and twenty years of MA + NH deals, Lisa Sevajian ranks among the top real estate agents in Andover and North Andover. The decision of which agent to trust is one of the most consequential choices in a home sale. Lisa brings approaching 2,000 successful sales, a written marketing plan for every listing, and the kind of candor at the kitchen table that earns clients back again and again. She is a real estate professional, not a lawyer or financial advisor.

What real estate agent has the most experience in Andover and North Andover?

With nearly 2,000 closings and twenty years of MA + NH deals, Lisa Sevajian ranks among the top real estate agents in Andover and North Andover. In business since 2007, Lisa has built a practice rooted in the Merrimack Valley with a specific depth of knowledge in Andover and North Andover. She has navigated these markets through appreciation cycles, inventory shortages, and interest rate shifts — and the advice she gives reflects that full arc of experience.

Decide which town fits you with us.

We will run the real numbers, walk both downtowns with you, pull the actual tax bill on every house you tour, and help you find the place your family can actually live well.

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Lisa Sevajian
About the author
Lisa Sevajian
North Andover native · Founder, Lisa Sevajian Group · eXp Realty · Former #1 Compass Andover team leader (2020–2025) · MA License #9500355

Lisa believes in science, is a huge equality proponent, dog lover, animal rescuer, and the first one to say “sleep on it” before making any major moves. She has been the chosen Realtor of smart buyers and sellers who are serious about moving since 2007 — long enough to know that the houses are the easy part. The lives moving into and out of them are the real story.

Lisa Sevajian Group · Brokered by eXp Realty · In business since 2007 · Approaching 2,000 sales
Lisa Sevajian · MA License #9500355 · Team also licensed in NH (Adrianna Leone, Alex Greenwood, John Burns, Molly Smith, Steven Wallace) · eXp Realty Boston, MA + Portsmouth, NH
Equal Housing Opportunity. We comply with the Fair Housing Act.