Stage 06 · Closing & Post-Close

The accepted offer is not the finish line.

Most sellers feel a wave of relief when an offer is accepted. That is reasonable — it means the most visible work is done. What sellers do not always see is what happens in the 30 to 60 days that follow. Inspection, the Purchase and Sale Agreement, appraisal, mortgage commitment, final walkthrough, deed preparation, the closing itself — each step has its own deadlines and its own moments where attentive coordination keeps everything on track.

We don't step back when the offer is accepted. We step in. The post-acceptance period is where experience with approaching 2,000 sales in Massachusetts and New Hampshire pays the most — because we've seen every version of what can go wrong, and we know how to handle each one before it becomes a crisis.

Our job is to get you to the closing table with the sale intact and the proceeds you agreed to. We stay in it until the deed records.

What to expect

The closing process, step by step.

In Massachusetts, a typical closing timeline from accepted offer to funded deed runs 30 to 45 days. Here is what happens in that window.

Days 1–5

Attorney selection and initial title work begins

In Massachusetts, the closing attorney typically represents the lender — but you need your own attorney reviewing the Purchase and Sale Agreement and protecting your interests. We help you understand the attorney's role and what you should expect them to do on your behalf. Title work begins immediately to surface any liens, easements, or title issues early.

Days 5–10

Home inspection

The buyer's inspector will spend two to four hours in the home. We prepare you for what to expect and debrief immediately after the report is shared. Our strategy for responding to inspection findings — what to repair, what to credit, what to decline — is calibrated to your specific situation, not to a default script.

Days 7–14

Purchase and Sale Agreement signed

The Purchase and Sale Agreement is the legally binding contract that supersedes the initial offer. It specifies the final agreed price, terms, contingency deadlines, and conditions of sale. We review every line with you before you sign. Changes negotiated after the accepted offer are memorialized here — nothing is assumed.

Days 14–25

Appraisal

The buyer's lender orders an independent appraisal. If the home appraises at or above the purchase price, the process continues. If it appraises below, we navigate the response — challenging with comparable data when warranted, renegotiating with the buyer, or helping the buyer bridge the gap. We've managed this scenario across different market conditions and know which path to recommend.

Days 20–35

Mortgage commitment deadline

This is the deadline by which the buyer must have a written mortgage commitment from their lender. Delays here are common — underwriting takes longer than expected, documentation is missing, rates change and buyers reconsider. We track this deadline carefully and follow up with the buyer's agent proactively, not reactively.

Day Before Closing

Final walkthrough

The buyer has the right to walk through the home, typically within 24 hours of closing, to confirm its condition matches what was agreed. We prepare you for what the walkthrough should and should not cover, and we're available if any last-minute issues arise.

Closing Day

The closing table

In Massachusetts, the closing happens at the closing attorney's office. You sign the deed, the buyer signs their loan documents, proceeds are distributed, and the deed records. We review your closing disclosure with you before the table so there are no surprises in the numbers. When the deed records, the sale is complete.

What we do in this stage

Managing the closing from the inside.

Active coordination — not passive waiting — is what keeps your close calm, confident, and on schedule.

Our closing management role
  • Deadline tracking and timeline management. Every contingency has a deadline. We maintain a running calendar of every date in the contract and follow up proactively — with attorneys, lenders, and the buyer's agent — before deadlines are missed, not after.
  • Inspection response strategy. When the inspection report arrives, we review it with you and present a response strategy that protects your net proceeds while keeping the transaction together. We know the difference between items that require response and items that buyers often ask for as a matter of course. We do not concede on reflex.
  • Purchase and Sale Agreement review. We go through the Purchase and Sale Agreement line by line before you sign. This is a legally binding document, not a formality. If terms were modified during negotiation, those modifications must be reflected accurately here. We confirm they are.
  • Appraisal management. If the appraisal comes in below the purchase price, we act immediately. We pull the appraiser's comparable sales, identify any errors in their analysis, and prepare a rebuttal when warranted. We've successfully challenged appraisals that came in incorrectly. When a challenge isn't viable, we navigate the buyer negotiation from a position of knowledge, not panic.
  • Closing disclosure review. Before the closing table, we review the closing disclosure with you and verify that every credit, proration, commission, and fee is correct. Errors at this stage are not uncommon and are almost always correctable — but only if someone is looking for them.
  • Post-close availability. After the deed records, we don't disappear. Tax implications, contractor referrals for your next home, questions about the closing disclosure that come up in April — we're still available. The relationship doesn't end at the closing table.
Massachusetts and New Hampshire specifics

What sellers need to know about closing in this market.

Massachusetts real estate closings operate under attorney control — the closing attorney manages the escrow, title search, deed preparation, and fund disbursement. The buyer's lender typically selects the closing attorney, which means you are not the attorney's primary client. This makes your own legal representation — and an agent who understands the process — essential, not optional.

In New Hampshire, the closing process is similar but distinct. Title companies play a larger role. The Purchase and Sale Agreement and the initial offer are often combined into a single document. Seller transfer tax obligations differ. If you are selling a home in one state while buying in another — a common scenario for our sellers moving between the North Shore of Massachusetts and southern NH towns like Windham, Salem, or Londonderry — the coordination of two different closing processes, two attorneys, and two sets of deadlines requires the kind of oversight that only comes with having done it many times.

We've closed in both states, across hundreds of transactions, and we coordinate across the border when necessary. For sellers navigating that particular transition, it is one of the most tangible advantages of working with a team that is genuinely active in both markets.

When you're ready

A calm, well-managed close.

Tell us where you are in the process. Whether you have an accepted offer, are about to list, or are just beginning to think about selling — we'll walk you through what to expect and how we handle it.

— Lisa Sevajian

lisa.sevajian@exprealty.com · 978-457-3406
Top 1.5% of over 1,400,000 Realtors · Brokered by eXp Realty

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Lisa Sevajian Group · Brokered by eXp Realty · In business since 2007 · Approaching 2,000 sales
Lisa Sevajian · MA License #9500355 · Team also licensed in NH (Adrianna Leone, Alex Greenwood, John Burns, Molly Smith, Steven Wallace) · eXp Realty Boston, MA + Portsmouth, NH
Equal Housing Opportunity. We comply with the Fair Housing Act.