Here are the houses for sale in Andover MA right now, live from the MLS. This list updates on its own, and the newest ones show first. Tap any home for photos and details.

Here's the real picture as of October 24, 2026. These are this year's numbers so far, side by side with the same stretch last year.

Single family homes in Andover MA

Condos and townhouses in Andover MA

What this means if you want Andover MA for less

1. You have more choices than a year ago. Single family homes for sale are up 96.55%, so you can be pickier and compare before you decide.
2. Condos give you the most room to talk price right now. Offers are taking longer, and buyers are paying 0.49% under what sellers ask. That's your opening to ask, "Is the seller open to a lower price?"
3. Single family homes still sell fast. The good ones get offers in 19 days and sell for 3.59% over the price the seller was asking. When the right one shows up, be ready: pre-approved, with your monthly payment already worked out.
4. Watch for price changes. 72 single family homes (up 7.46%) and 43 condos (up 19.44%) have dropped their price so far this year. Those sellers have already shown they're flexible.

Data: MLS PIN Andover MA Year-Over-Year Area Market Review, single family and condominium, January 1 to October 24, 2026 compared with the same period in 2025. Figures are averages.

Here's how I'd spend a Saturday in Andover MA, from your first coffee to your next great meal. Every stop is a local favorite, and you'll find each one in the collection below.

Morning in Andover MA

• Coffee: Start at Ultimate Perk, family owned since 2003.
• Brunch: Head to LaRosa's for Italian classics.
• Farmers market: From June to October, the farmers market in Andover MA fills 34 Bartlet Street on Saturdays. You'll want a bag for flowers and bread.

Midday outside

• Hike: Bring the dog to Harold Parker State Forest. It covers more than 3,500 acres.
• The view: Climb Holt Hill at Ward Reservation. On a clear day you can see the Boston skyline.

Afternoon in town

• Books: Browse the bookstore at 74 Main Street, open since 1809. You could lose an hour in there.
• Art: See the Addison Gallery of American Art at Phillips Academy. Admission is always free.

Your next great meal

• Try 34 Park for a fresh take on Italian, or The Autograph on Main Street for an American tavern night.

Local favorites in Andover MA

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Yes. Most people picture a big single family home when they think of Andover MA. That's not the only way in.

Here are your three options, with real numbers for each one. Tap one to jump to it.

Option 1: Negotiate the price or a rate buydown

Condo sellers are. Single family sellers mostly aren't, unless their home has been for sale a while. Here's what that means for you, with this year's real numbers.

Andover MA condos

• Buyers paid 0.49% under the price the seller was asking. Last year they paid 1.83% over.
• Compared with the first price the seller asked, buyers paid 2.35% under. Last year they paid 1.11% over.
• 32.82% of condos dropped their price, 43 of the 131 that came up for sale.

Andover MA single family homes

• Buyers paid 3.59% over the price the seller was asking, about the same as last year.
• 22.43% dropped their price, 72 of the 321 that came up for sale. That's the same as last year.
• 57 homes are for sale right now, and they've been on the market 85 days on average. The ones that sell get an offer in 19.

So if you love a home that just came up for sale, be ready to pay what the seller asks, or more. If you love one that's been for sale a few weeks, that seller may be ready to talk. That's when I calmly ask my favorite question for you: "Is the seller open to a lower price?"

Data: MLS PIN Andover MA Year-Over-Year Area Market Review, January 1 to October 24, 2026.

See the full numbers in my Andover MA market report.

Yes. It's called a rate buydown, and a 2-1 buydown is the most common one. Here's how it works in plain English.

The seller sets money aside at closing. That money pays part of your mortgage for your first two years. You still get your regular loan. You just pay less each month while you settle in.

• Year 1, the "2": your payment is what it would be if your rate were 2% lower.
• Year 2, the "1": your payment is what it would be if your rate were 1% lower.
• Year 3 and on: you pay your regular payment.

Here's what that looks like on the average Andover MA condo this year, with 10% down at today's 7.32% rate:

The seller pays about $13,477 for that, which is 2.13% of the price.

Here's why it's worth asking about. If the seller took that same $13,477 off the price instead, your payment would only drop about $83 a month. With the buydown, you keep about $13,477 in your pocket over your first two years.

So when I ask, "Is the seller open to a lower price?", I also ask if they'd help with a rate buydown instead. Some sellers would rather help with your payments than lower their price. Your lender sets the exact numbers and how much a seller can put toward it, so talk with them before you make your offer.

Example: average Andover MA condo sale of $633,340 (MLS PIN, January 1 to October 24, 2026), 10% down, 30-year fixed at 7.32% (Freddie Mac, October 22, 2026). Principal and interest only, rounded to the dollar. The buydown doesn't change your loan's regular rate.

Option 2: A townhouse condo

Three complexes in Andover MA have sold for medians under $700,000 over the last two years. You still get the Andover MA address and the town you love. There's just less to take care of.

Data: MLS PIN sales, October 2024 to October 2026.

A condo fee is part of your monthly payment, so add it in before you decide. Each guide above shows what the fee covers. If you're 62 or older, Riverside Woods is a 62 plus community in Andover MA with a median sale of $617,000.

About $4,566 a month before your condo fee, on the average Andover MA condo this year. Here's how it adds up, so you can see the number before you fall in love with a home.

• Average condo sale: $633,340
• 10% down: $63,334, so you borrow $570,006
• Principal and interest at 7.32%: $3,916 a month
• Property tax at Andover MA's $12.31 rate: $650 a month
• Condo fee at the three complexes above: $393 to $440 a month

All in, that's about $4,959 to $5,006 a month, plus homeowners insurance. With less than 20% down, most loans also add mortgage insurance. Your lender can give you your exact number.

For comparison, the average Andover MA single family home sold for $1,296,794 this year. With the same 10% down, that's about $9,347 a month before insurance. That's why a condo can be your way into Andover MA.

Data: MLS PIN average condo and single family sale prices, January 1 to October 24, 2026. Rate: Freddie Mac 30-year fixed average, October 22, 2026. Tax: MA Division of Local Services, Andover MA FY2026 rate. 30-year fixed loan, rounded to the dollar.

Option 3: A home that needs some updating

It can be a smart way in, if you go in with your eyes open. A home that needs a new kitchen or roof usually sells for less than one that's been redone.

Get quotes for the big items before you make your offer. Then decide what you'll do now and what can wait. You can't change the street, but you can change a kitchen.

Sometimes the right home for you is a few minutes away. Here's what your $800,000 buys in five nearby towns, side by side with Andover MA.

Data: MLS PIN averages for the MA towns, July to September 2026. Redfin median for Salem NH, summer 2026. Pelham NH is the median of 33 single family sales on Zillow, July 31 to October 23, 2026.

North Andover MA is the smallest step, right next door. I lived at Mill Pond in North Andover MA with my kids. Morning coffee at Good Day Cafe, the dogs at Weir Hill, launching the kayak. I still miss those mornings.

Haverhill MA has the commuter rail into Boston and a downtown on the Merrimack River. Dracut MA sits next to Lowell MA, and homes there got offers in about 13 days. That's the fastest on this list.

Salem NH and Pelham NH give you the most space. New Hampshire has no state income tax on wages and no general sales tax. Property taxes run higher, though. Run your own numbers with your CPA.

About 1,900 square feet for $800,000. Homes in Andover MA sold for about $420 a square foot from July through September 2026.

Price per square foot is the fairest way for you to compare. It tells you how much house your money buys, whatever the size.

The Massachusetts towns on this list have lower rates than Andover MA. The New Hampshire towns have higher property tax rates, with no state income tax on wages.

Data: MA Division of Local Services, Town of Salem NH, Town of Pelham NH.

Massachusetts rates are fiscal year 2026. New Hampshire rates are 2025. Your bill depends on the home's assessed value, which can be different from the price you pay. The state keeps every Massachusetts town's FY2026 numbers in one place.

Here are the houses for sale right now in North Andover MA, Amesbury MA, Newburyport MA, Haverhill MA, Tewksbury MA, Windham NH and Salem NH, live from the MLS. The newest ones show first. Tap any home for photos and details.

Start with the payment, not the town. Here's what I walk my buyers through.

1. Pick the monthly payment you'd feel good about. Not the most a lender will say yes to.
2. List the three things your next home has to have. Think home office, yard or first floor bedroom.
3. Look at Andover MA first. Check condos, homes that need work, and homes for sale a few weeks.
4. If nothing feels right, compare nearby towns side by side. Look at space and yearly taxes, not just price.