By Lisa Sevajian, Realtor · Last updated October 14, 2026 · 7 min read

Wilmington MA Schools and Property Taxes: What Will You Really Pay in 2026?

If I had one morning to decide whether Wilmington MA fit my life, this is exactly where I'd go.

I'd start at the town common with a coffee. Then I'd pull up three pages on my phone: the state's tax rate list, the school's building project page and the state's school profiles.

If you're excited about Wilmington MA but nervous about the new school's cost, you aren't alone. It's the question I hear most from families looking here.

So here's that morning, all in one place. Every number below comes from the town, the schools or the state.

One morning and three pages can tell you more than ten open houses.

What's the property tax rate in Wilmington MA?

The FY2026 home tax rate in Wilmington MA is $11.41 per $1,000 of assessed value. The state lists it in its tax rates by class.

Assessed value is the value the town puts on your home for taxes. It isn't the price you pay. To estimate your bill, divide the assessed value by 1,000. Then multiply by 11.41.

That's about $1,141 a year for each $100,000 of assessed value. You can check any house you like in a few seconds.

What's the average tax bill in Wilmington MA?

The average single family bill in FY2026 is $8,661.

That's on an average value of $759,032, per the state's average single family tax bill report. Your own bill depends on the house you pick.

Here's what you should know about the trend. The rate barely moved. It was $11.45 in FY2025 and $11.41 in FY2026. Values rose, so the average bill went from $8,048 to $8,661.

Does Wilmington MA charge businesses a higher rate?

Yes. Businesses pay $26.25 per $1,000, and you pay $11.41 on your home.

That's called a split rate. It moves part of the tax load from homes onto businesses. It helps keep your home rate lower. If you own a business here, you'll see the higher rate on that bill.

What's the new Wildwood school in Wilmington MA?

It's one new building for your kids from preschool to grade 5. It's set to open in fall 2028.

It will combine three schools: Wildwood, Woburn Street and North Intermediate. It's going on the North Intermediate site, per the state school building agency. The state approved a grant of up to $62,134,793.

You may hear neighbors talk about the votes. Voters said yes twice in September 2025. Special Town Meeting passed it 1,130 to 205 on September 13. The ballot vote passed 2,559 to 1,571 on September 16, per Town Crier results. The total cost is about $173 million.

So what does that mean for your bill? The town is paying its share with a debt exclusion. A debt exclusion is a vote that lets a town raise taxes above the normal limit to pay for one project. Before the vote, the district's tax calculator projected about $0.60 more per $1,000. On the FY2025 average home, that was about $422 a year. Your own number depends on your home's value.

Will your school change when Wildwood opens in Wilmington MA?

If your kids are young, probably yes.

Three elementary schools are folding into one new building. So the school your street uses today may not be the one your kids attend in 2028. Ask the district which school your address will feed once Wildwood opens. It's a short call that saves you a surprise.

How do Wilmington MA schools compare on graduation and spending?

The class of 2025 graduated at 93.4 percent.

That's from the state's graduation rate report. The district spent $25,808.08 per student in FY2024, the newest year the state has posted.

In the FY2026 town budget book, education is 38.47 percent of the total budget. That counts the town schools and Shawsheen Tech, the regional trade school. If your teen wants a trade path, you'll want to look at Shawsheen Tech too.

Spending tells you about budgets, not teaching. Visit the schools your kids would use and ask what they'd get there.

How do I check Wilmington MA test scores?

Use the state's free school and district profiles site.

MCAS is the state test that kids take in grades 3 to 8 and grade 10. Search for Wilmington MA, open the test results, and look at the share of students who met or beat expectations. Then click into the exact school your house would use.

I've made the schools or the house choice twice in my own life. Both times, I wish I'd weighed it more carefully. So visit the school, talk to parents, and then decide what fits your kids.

This is general information, not legal, tax or lending advice. Check with your attorney, lender and CPA before you decide.

I'll guide you home.

Lisa Sevajian