By Lisa Sevajian, Realtor · Last updated October 16, 2026 · 8 min read

Ballardvale Crossing Condos in Andover MA: Prices, Fees and What to Know

Thinking about Andover MA? Start with the part no listing can show you.

A listing shows you the kitchen and the garage. It can't show you the old mill village outside, the train stop down the road or the rules that come with some of the homes.

Maybe you want into Andover MA, and the single family prices made your stomach drop. Ballardvale Crossing keeps popping up in your search. Now you're wondering if it's the way in, and what you need to know first.

If you're stuck on this, you aren't alone. It's one of the questions my partners and I help you answer most. Here's what the records say about Ballardvale Crossing, so you can decide with your eyes open.

Sometimes the way into the town you love is a townhouse in the village.

Where is Ballardvale Crossing?

Ballardvale Crossing sits on Dale Street in Ballardvale, a historic mill village in Andover MA, ZIP 01810.

The complex went up where 1840s mill worker homes once stood, per the town's historic building inventory. The site sits inside the Ballardvale Local Historic District and the Ballardvale National Register District.

The train is a big reason people look here. The Ballardvale stop on the MBTA commuter rail line into North Station is in the same village. By car, I-93 and I-495 both run through Andover MA.

Want the bigger picture of the town? Our guide to living in Andover MA covers the train, the trails and a normal Saturday.

What kinds of homes are in Ballardvale Crossing?

Every home you'll find in Ballardvale Crossing is a townhouse style condo.

MLS PIN lists 68 units, built from 2004 to 2006. The town's affordable housing chart also lists 68 homes, with a 2003 start. The homes that sold had 2 or 3 bedrooms. They ran from about 1,600 to 2,400 square feet, with a median of 2,071. Recent listings describe attached garages, and some describe single level living.

Here's something a lot of buyers miss. The town lists 17 of the 68 homes as affordable homes, priced for buyers earning up to 80 percent of the area median income. Those homes resell under income and price limits. Ask if the home you like is one of them before you write an offer.

A townhouse condo means you own your home inside, and the association runs the outside and the shared land. The master deed spells out where your part ends. Read it before you buy.

How much do condos in Ballardvale Crossing sell for?

Condos here sold for a median of $682,000 from October 2024 to October 2026, per MLS PIN.

Source: MLS PIN, condo sales in Ballardvale Crossing, Andover MA, October 2024 to October 2026, pulled October 16, 2026.

Only four homes sold in those two years, so treat these numbers as a guide, not a rule. A 2 bedroom and a 3 bedroom can sell far apart.

On average, homes sold for about 2 percent above their final asking price. That tells you buyers wanted in when a home came up. Have your lender and your numbers ready before you tour.

Want to know what homes like the one you love are selling for? Call or text me, and we'll look at accurate similar sales together.

What does the condo fee cover?

The fee covers the outside, the grounds, your water and sewer, and the savings for big repairs.

On the homes that sold, the monthly fee ran from $424 to $460, with a median of $429, per MLS PIN. MLS PIN lists these as covered:

• Water and sewer
• Master insurance on the buildings
• Exterior upkeep, landscaping and snow removal
• Road upkeep and trash pickup
• Reserve funds

Master insurance covers the building, not your things. You'll still want your own policy for the inside of your home. Always read the budget to see what the fee pays for now, and what's planned next.

What amenities are there?

Ballardvale Crossing keeps it simple. MLS PIN doesn't list a pool or clubhouse in the fee.

Your amenity is the village itself. MLS PIN lists the train, parks, trails, shopping and a medical office nearby.

Pets are allowed with restrictions, per MLS PIN. If you have a dog, read the pet rules before you write an offer.

Is Ballardvale Crossing a 55+ community?

No. MLS PIN doesn't list Ballardvale Crossing as 55+, and the town's chart lists it as not age restricted.

That means you can buy here at any age. Still, ask for the master deed and the rules, and read them. They're the final word on who can live here and how homes can be used.

Want a 55+ choice in town instead? Our Riverside Woods guide covers one, and our downsizing guide walks you through the move step by step.

What are the pros and tradeoffs?

Here's the honest list I'd share with you across the table.

What people love:

• A way into Andover MA at a median of $682,000.
• A train stop in the same village.
• A lower fee that still covers water and sewer, with a median of $429 a month.
• Newer homes than most in the village, built in the mid 2000s.

What to weigh:

• Some homes are affordable homes with resale limits. Know which kind you're buying.
• The site sits in a local historic district. Ask whether outside changes need town review.
• No pool or clubhouse in the fee.
• Homes sold above their final asking price on average, so be ready to move.

For a lot of people, the price, the train and the village make those fair trades. For others, they aren't. Both are fine. That's why we talk it through.

What should you compare Ballardvale Crossing with?

Compare it with two or three nearby complexes, so you can see what the fee and the price buy you.

• Abbot's Pond, Andover MA. Townhouses built from 1988 to 1989. The median sale was $670,000 and the median fee $393, across 45 units.
• Riverside Woods, Andover MA. A 55+ community built from 2017 to 2022, with garden, mid rise and townhouse homes. The median sale was $617,000 and the median fee $613, across 200 units.
• Hunters Ridge, Andover MA. Bigger townhouses built in 1986. The median sale was $916,000 and the median fee $592, across 27 units.

All figures are MLS PIN condo sales in each complex, October 2024 to October 2026, pulled October 16, 2026.

What should buyers check before an offer?

Read the condo documents before you fall in love. Here's what to ask for:

• Whether the home is one of the affordable homes, and what its deed rider says.
• The master insurance policy, so you know what it covers.
• The budget and the reserves. Reserves are the savings the association keeps for big repairs.
• Any special assessments. A special assessment is a one time bill owners pay for a big project.
• The rules, including the pet rules and rental rules.
• The last year of meeting minutes. They show what owners are talking about.

Then run the full monthly cost: mortgage, fee and taxes. The FY2026 home tax rate in Andover MA is $12.31 per $1,000 of assessed value, per the town. Divide the assessed value by 1,000, then multiply by 12.31. Our Andover MA schools and property taxes guide goes deeper.

If schools matter to you, look up the exact address on the state's school profiles site. The town's class of 2025 graduated at 98.1 percent, per the state's report.

Every buyer gets a lender who runs the numbers before every offer. You'll know your payment before you fall in love.

What should sellers know?

Your buyer is often someone who wants into Andover MA and the train, at a payment that fits.

Show them the life, not just the rooms. The village, the train, the upkeep that's handled. Presentation and preparation matter here, because buyers move fast when a home comes up and they notice every detail.

Have your condo documents ready early. If your home is one of the affordable homes, have the deed rider and resale rules ready too. Buyers and their lenders will ask, and having it ready keeps your sale calm.

Price is your choice. We'll walk you through accurate similar sales in the complex so you can choose with confidence.

This is general information, not legal, tax or lending advice. Check with your attorney, lender and CPA before you decide.

I'll guide you home.

Lisa Sevajian